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According to the FBI, Identity Fraud is one of the fastest-growing crimes in America today.
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Here are some of the latest identity fraud statistics according to th U.S. Government:
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Approximately 10 million Americans have had their identities stolen to date
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Thieves can get your personal information in a variety of ways. Here are some of the more popular ones:
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They may rummage through your trash (dumpster diving)
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They may steal your mail, including bank and credit card statements, credit card officers, new checks, and tax information.
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They may complete a "change of address form" to divert your mail to another location.
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They may get your credit reports by abusing the authorized access that was granted to their employer, or by posing as a landlord, employer, or someone else who may have a legal right to your report.
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What Can Thieves Do Once They Have Your Personal Information?
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They may call your credit card issuer to change the billing address on your account. The imposter then runs up charges on your account. Because the bills are being sent to a different address, it may be some time before you realize there's a problem.
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They may open new credit card accounts in your name. When they use the credit cards and don't pay the bills, the delinquent accounts are reported on your credit report.
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They may establish phone or wireless service in your name.
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They may open a bank account in your name and write bad checks on the account.
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They may counterfeit checks or credit or debit cards, or authorize electronic transfers in your name, and drain your bank account.
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Identity Fraud is serious business. Take control now and get peace of mind. Let LifeLock keep your good name safe and sound.
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